A Mini ATM device acts as a mobile point of sale (PoS) terminal. The device will allow people in rural areas to withdraw money from their bank accounts without visiting the bank or an ATM.

Mini Atm will enable small mom and pop shops (Kirana stores) to become a customer touch point for ATM-like banking services. Mini Atm has the functionality of a phone, GPRS connectivity, printer and battery back-up to overcome power failures, and the capability to send & receive SMS based transactions even when GPRS is not working, and support for banked wallets & IMPS and cash-in through IMPS.